Bulverde/Spring Branch, TX Real Estate
Donna Clement
210-876-2146210-876-2146

242 Alvins Way, Bulverde, TX 78163 – Home for Sale!

What an incredible Spanish-inspired property with an abundance of amenities! The main house is a beautiful one story with high ceilings, arches, Florida room and open floor-plan. Other very spacious rooms include 2 bedrooms with Jack and Jill bath, a private master suite with large walk-in closet and attached well-appointed master bath. The study and dining room have handsome wood floors and the kitchen sports stainless steel appliances, a gas cooktop, breakfast island and breakfast bar. The oversize family room overlooks the enclosed Florida room and a magnificent private courtyard. Detached are a 1500 square foot Casita and a 400 square foot gym and spa complete with steam room, sauna and separate shower. These two detached quarters have multiple uses and are all enclosed within the beautiful Spanish courtyard complete with relaxing waterfall. A 1.33 acre corner lot, 4 car garage, and separate work shop complete this one of a kind home in Bulverde, TX. Contact mefor your private tour!

242 Alvins Way, Bulverde, TX 78163 – MLS#1400738

4 Reasons to Buy a Home in Bulverde | Spring Branch, TX

Spring has sprung, and it’s a great time to buy a home in Bulverde|Spring Branch, TX! Here are four reasons to consider buying today instead of waiting.

1. Prices Will Continue to Rise

CoreLogic’s latest U.S. Home Price Insightsreports that home prices have appreciated by 4.4% over the last 12 months. The same report predicts that prices will continue to increase at a rate of 4.6% over the next year.

Home values will continue to appreciate for years. Waiting no longer makes sense.

2. Mortgage Interest Rates Are Projected to Increase

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How to Have a Unique Open House in Bulverde | Spring Branch, TX

According to the National Association of Realtors,total inventory has been growingfor six months straight, as has the numberof buyers looking to find their dream home. In a market where inventory is increasing, you want to stand out in the crowd!

This quotefrom Grandscopeputs it well:

You can differentiate from competition by WOWing or exciting customers, not just trying to compete on price.

What better way than to be creative with your Open House!

Here are a few ideas for how to do this in this era of technology.

To see the full list, click here!

 

What are the Benefits of Becoming a Homeowner in Bulverde | Spring Branch, TX?

Every family has a list of important dates. We celebrate birthdays, anniversaries, pet adoptions…and the list goes on. For 64.4 percentof households in the United States, this list includes the day they became a homeowner for the first time!

Why is this date important? Homeownership is not just a roof over your head! It represents shelter, stability, wealth, and pride! For decades, homeownership has been an important part of the American Dream!

However, many question if the next generations see the same benefits of homeownership as their predecessors.

In case we have forgotten, some of those benefits are:

Non-Financial Benefits

1) Educational Achievement: Homeownership has a positive impact on academic achievement, including reading and math performance in children 3-12 years old.

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3 Reasons Why We Are Not Heading Toward Another Housing Crash in Bulverde | Spring Branch, TX

With home prices softening, some are concerned that we may be headed toward the next housing crash. However, it is important to remember that today’s market is quite different than the bubble market of twelve years ago.

Here are three key metrics that will explain why:

  1. Home Prices
  2. Mortgage Standards
  3. Foreclosure Rates

HOME PRICES

A decade ago, home prices depreciated dramatically, losing about 29% of their value over a four-year period (2008-2011). Today, prices are not depreciating. The level of appreciation is just decelerating.

Home values are no longer appreciating annually at a rate of 6-7%. However, they have still increased by more than 4% over the last year. Of the 100 experts reached for the latest Home Price Expectation Survey, 94 said home values would continue to appreciate through 2019. It will just occur at a lower rate.

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2019 Will Be a Great Year for Buyers AND Sellers in Bulverde | Spring Branch, TX!

Many homeowners believe that rising interest ratesand home priceshave scared away buyers and therefore have not listed their houses for sale in Bulverde | Spring Branch, TX. However, the truth is that buyers who were unable to find a home last year are out in force, and there are even more coming!

NerdWallet’s 2018 Home Buyer Reportrevealed that:

“Approximately one-third (32%) of Americans plan to purchase a home in the next five years. Millennials are most likely to have such a purchase in their five-year plan (49%), versus 35% of Generation X and 17% of baby boomers.”

As we can see, buyers are optimistic! According to the report, here are the top reasons Americans plan to buy:

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Why Homeownership Matters Now More Than Ever in Bulverde | Spring Branch, TX

Study after study shows that no matter what generation Americans belong to, the vast majority believe that homeownership is an important part of their American Dream. The benefits of homeownership can be broken into two main categories: financial and non-financial (often referred to as emotional or social reasons.)

For Americans approaching retirement age, one of the greatest benefits to homeownership is the added net worth they have been able to achieve simply by paying their mortgage!

The Joint Center for Housing Studies at Harvard Universityfocused on homeowners and rentersover the age of 65. Their study revealed that the difference in net worth between homeowners and renters at this age group was actually 47.5 times greater, with nearly half their net worth coming from home equity!

Why Homeownership Matters Now More Than Ever | MyKCM

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Thinking of Selling Your House in Bulverde | Spring Branch, TX? This is a Perfect Time!

It is common knowledge that a great number of homes sell during the spring buying season. For that reason, many homeowners hold offputting their homes on the market until then. The question is whether or not that is a good strategy this year.

The other listings that come out in the spring will represent increased competition to any seller. Do a greater number of homes actually come to the market during this season in comparison to the rest of the year? The National Association of Realtors (NAR) recently revealedthe months during which most people listed their homes for sale in 2018. This graphic shows the results:

Thinking of Selling Your House? This is a Perfect Time! | MyKCM

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How to Get a Better Perspective on Affordability in Bulverde | Spring Branch, TX

Headlines spotlight the fact that buying a home is less affordable today than it was at any other time in more than a decade. Those headlines are accurate.

Understandably, buying a home is more expensive now than immediately following one of the worst housing crashes in American history. Over the past decade, the market was flooded with distressed properties (foreclosures and short sales) selling at 10-50% discounts. There were so many that this lowered the prices of non-distressed homes in the same neighborhoods. As a result, mortgage rates were kept low to help the economy.

Prices have since recovered. Mortgage rates have increased as the economy has gained strength. This has impacted housing affordability. However, it’s necessary to give historical context to the subject of affordability.

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One More Time… You Do Not Need 20% Down to Buy a Home in Bulverde | Spring Branch, TX

The largest obstacle renters face when planning to buy a home is saving for a down payment. This challenge is amplified by rising rents, which has eaten into the amount of money renters have leftover for savings each month after paying expenses.

In combination with higher rents, survey after survey has shown that non-homeowners (renters and those living rent-free with family or friends) believe they need to save upwards of 20% for their down payment!

According to the “Barriers to Accessing Homeownership”study commissioned in partnership between the Urban Institute, Down Payment Resource, and Freddie Mac,39% of non-homeownersand 30% of those who already own a home believe they need more than a 20% down payment.

The percentage of those who are aware of low down payment programs (those under 5%) is surprisingly low at 12% for non-homeowners and 13% for homeowners.

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