This stunning one-story home in River Crossing is situated on the 17th fairway of the prestigious River Crossing Golf Course. So many details to see in this custom built one-owner home including an open floor-plan, high ceilings, built-ins, and lots of bright light. You’ll love the gorgeous accordion glass doors that disappear and open the family room to a heated and cooled Florida room and resort style backyard. The gourmet kitchen has granite counters, stainless steel appliances, center island with veggie sink, gas cooktop with breakfast bar and opens to both the spacious family room and Florida room. There is a study with French doors and 2 secondary bedrooms with a Jack & Jill bath. The master suite is separate from the other bedrooms and includes a 2-sided fireplace and office with closet; it could be used as a 4thbedroom with a full bath that also serves as the pool bath. There’s an exercise room, oversized walk-in closet, coffee bar area and spa-like master bath all included in the Master Wing. The Florida room has a fireplace and windows with remote screens overlooking the gorgeous heated pool with spa. Outside you’ll enjoy the cabana with kitchen, built-in grill, TV and all just steps from the golf course and beautiful Texas Hill Country views. The yard has wrought iron fencing, there’s an attached oversize 2 car garage with plumbing and room for a golf cart plus a detached one bay garage with plumbing and AC. The exterior was painted in 2016, 3 new AC units were installed 2017, 85 lb. water heater in 2018. This beautiful home is well maintained and shows beautifully. Contact me for your private tour.
Beautiful one-story home in Spring Branch, TX, on a cul-de-sac has a three-car garage situated on a private 2 acre lot. Open floor plan with high ceilings, beautiful hardwood floors in the entry, dining room, study, family room and master bedroom areas. An abundance of light and windows brightens all the spaces and brings the outdoors in. Gorgeous gourmet kitchen includes upgraded granite counters, very spacious island and breakfast bar all open to a wonderful family room. The Master bedroom has outside access and an attached spa like bath creates a relaxing owner’s retreat. Secondary bedrooms are spacious and connected by a Jack and Jill bath. Outdoors you’re going to love the covered patio with outdoor fireplace plus there’s plenty of room for a pool to complete your entertaining oasis. Contact me todayfor a personal tour.
This stunning one-story home in the River Crossing subdivision in Spring Branch, TX, is open, bright and move-in ready. Just a few of the outstanding features are: natural Travertine floors, 2×8 framing with 16” on center, solid core 8’ wood doors, sky lights in Master Bath, hand crafted barrel brick ceiling off entry, beautiful hand-craved ceiling medallion in Dining Room, 2’ crown molding, walk-in closets in all bedrooms, granite counters, veggie sink and pot filler in kitchen, hand-crafted beautiful fireplace in Family Room, and insulated over-sized garage doors for those Texas sized vehicles. Photos with furniture have been virtually staged. Contact us today for a private showing!
With home prices softening, some are concerned that we may be headed toward the next housing crash. However, it is important to remember that today’s market is quite different than the bubble market of twelve years ago.
Here are three key metrics that will explain why:
- Home Prices
- Mortgage Standards
- Foreclosure Rates
A decade ago, home prices depreciated dramatically, losing about 29% of their value over a four-year period (2008-2011). Today, prices are not depreciating. The level of appreciation is just decelerating.
Home values are no longer appreciating annually at a rate of 6-7%. However, they have still increased by more than 4% over the last year. Of the 100 experts reached for the latest Home Price Expectation Survey, 94 said home values would continue to appreciate through 2019. It will just occur at a lower rate.
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Many homeowners believe that rising interest ratesand home priceshave scared away buyers and therefore have not listed their houses for sale in Bulverde | Spring Branch, TX. However, the truth is that buyers who were unable to find a home last year are out in force, and there are even more coming!
NerdWallet’s 2018 Home Buyer Reportrevealed that:
“Approximately one-third (32%) of Americans plan to purchase a home in the next five years. Millennials are most likely to have such a purchase in their five-year plan (49%), versus 35% of Generation X and 17% of baby boomers.”
As we can see, buyers are optimistic! According to the report, here are the top reasons Americans plan to buy:
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Study after study shows that no matter what generation Americans belong to, the vast majority believe that homeownership is an important part of their American Dream. The benefits of homeownership can be broken into two main categories: financial and non-financial (often referred to as emotional or social reasons.)
For Americans approaching retirement age, one of the greatest benefits to homeownership is the added net worth they have been able to achieve simply by paying their mortgage!
The Joint Center for Housing Studies at Harvard Universityfocused on homeowners and rentersover the age of 65. Their study revealed that the difference in net worth between homeowners and renters at this age group was actually 47.5 times greater, with nearly half their net worth coming from home equity!
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It is common knowledge that a great number of homes sell during the spring buying season. For that reason, many homeowners hold offputting their homes on the market until then. The question is whether or not that is a good strategy this year.
The other listings that come out in the spring will represent increased competition to any seller. Do a greater number of homes actually come to the market during this season in comparison to the rest of the year? The National Association of Realtors (NAR) recently revealedthe months during which most people listed their homes for sale in 2018. This graphic shows the results:
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You are going to love the amazing views in this beautiful home located on a cul-de-sac in River Crossing in Spring Branch, TX. Step inside to an impressive entry with 20’ ceilings and beautiful stone floors. The first thing you will notice are the views from the spacious family with stone fireplace. A gourmet kitchen with a breakfast bar, island and stainless-steel appliances opens to the dining and family rooms. The game room off the kitchen has a wet bar with lots of windows and outside access. The downstairs master bedroom is private and has an attached spa-like bath with fabulous walk-in closet. Three bedrooms are upstairs with a private bath, a Jack and Jill bath and views. There’s also a very spacious loft and an attached gym or flex space. The expansive covered patio overlooks the magnificent views of the Texas Hill Country! Contact me today to schedule a tour of this wonderful home.
Headlines spotlight the fact that buying a home is less affordable today than it was at any other time in more than a decade. Those headlines are accurate.
Understandably, buying a home is more expensive now than immediately following one of the worst housing crashes in American history. Over the past decade, the market was flooded with distressed properties (foreclosures and short sales) selling at 10-50% discounts. There were so many that this lowered the prices of non-distressed homes in the same neighborhoods. As a result, mortgage rates were kept low to help the economy.
Prices have since recovered. Mortgage rates have increased as the economy has gained strength. This has impacted housing affordability. However, it’s necessary to give historical context to the subject of affordability.
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The largest obstacle renters face when planning to buy a home is saving for a down payment. This challenge is amplified by rising rents, which has eaten into the amount of money renters have leftover for savings each month after paying expenses.
In combination with higher rents, survey after survey has shown that non-homeowners (renters and those living rent-free with family or friends) believe they need to save upwards of 20% for their down payment!
According to the “Barriers to Accessing Homeownership”study commissioned in partnership between the Urban Institute, Down Payment Resource, and Freddie Mac,39% of non-homeownersand 30% of those who already own a home believe they need more than a 20% down payment.
The percentage of those who are aware of low down payment programs (those under 5%) is surprisingly low at 12% for non-homeowners and 13% for homeowners.
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