Bulverde/Spring Branch, TX Real Estate
Donna Clement
210-876-2146210-876-2146

115 Lantana Ridge, Spring Branch, TX 78070 – Home for Sale

Beautiful one-story home in Spring Branch, TX, on a cul-de-sac has a three-car garage situated on a private 2 acre lot. Open floor plan with high ceilings, beautiful hardwood floors in the entry, dining room, study, family room and master bedroom areas. An abundance of light and windows brightens all the spaces and brings the outdoors in. Gorgeous gourmet kitchen includes upgraded granite counters, very spacious island and breakfast bar all open to a wonderful family room. The Master bedroom has outside access and an attached spa like bath creates a relaxing owner’s retreat. Secondary bedrooms are spacious and connected by a Jack and Jill bath. Outdoors you’re going to love the covered patio with outdoor fireplace plus there’s plenty of room for a pool to complete your entertaining oasis. Contact me todayfor a personal tour.

115 Lantana Ridge, Spring Branch, TX 78070 – MLS#1396493

438 Copper Rim, Spring Branch, TX 78070 – Home for Sale!

This stunning one-story home in the River Crossing subdivision in Spring Branch, TX, is open, bright and move-in ready. Just a few of the outstanding features are: natural Travertine floors, 2×8 framing with 16” on center, solid core 8’ wood doors, sky lights in Master Bath, hand crafted barrel brick ceiling off entry, beautiful hand-craved ceiling medallion in Dining Room, 2’ crown molding, walk-in closets in all bedrooms, granite counters, veggie sink and pot filler in kitchen, hand-crafted beautiful fireplace in Family Room, and insulated over-sized garage doors for those Texas sized vehicles. Photos with furniture have been virtually staged. Contact us today for a private showing!

438 Copper Rim, Spring Branch, TX 78070 – MLS#1385990

3 Reasons Why We Are Not Heading Toward Another Housing Crash in Bulverde | Spring Branch, TX

With home prices softening, some are concerned that we may be headed toward the next housing crash. However, it is important to remember that today’s market is quite different than the bubble market of twelve years ago.

Here are three key metrics that will explain why:

  1. Home Prices
  2. Mortgage Standards
  3. Foreclosure Rates

HOME PRICES

A decade ago, home prices depreciated dramatically, losing about 29% of their value over a four-year period (2008-2011). Today, prices are not depreciating. The level of appreciation is just decelerating.

Home values are no longer appreciating annually at a rate of 6-7%. However, they have still increased by more than 4% over the last year. Of the 100 experts reached for the latest Home Price Expectation Survey, 94 said home values would continue to appreciate through 2019. It will just occur at a lower rate.

To read the full article, click here.

2019 Will Be a Great Year for Buyers AND Sellers in Bulverde | Spring Branch, TX!

Many homeowners believe that rising interest ratesand home priceshave scared away buyers and therefore have not listed their houses for sale in Bulverde | Spring Branch, TX. However, the truth is that buyers who were unable to find a home last year are out in force, and there are even more coming!

NerdWallet’s 2018 Home Buyer Reportrevealed that:

“Approximately one-third (32%) of Americans plan to purchase a home in the next five years. Millennials are most likely to have such a purchase in their five-year plan (49%), versus 35% of Generation X and 17% of baby boomers.”

As we can see, buyers are optimistic! According to the report, here are the top reasons Americans plan to buy:

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Why Homeownership Matters Now More Than Ever in Bulverde | Spring Branch, TX

Study after study shows that no matter what generation Americans belong to, the vast majority believe that homeownership is an important part of their American Dream. The benefits of homeownership can be broken into two main categories: financial and non-financial (often referred to as emotional or social reasons.)

For Americans approaching retirement age, one of the greatest benefits to homeownership is the added net worth they have been able to achieve simply by paying their mortgage!

The Joint Center for Housing Studies at Harvard Universityfocused on homeowners and rentersover the age of 65. Their study revealed that the difference in net worth between homeowners and renters at this age group was actually 47.5 times greater, with nearly half their net worth coming from home equity!

Why Homeownership Matters Now More Than Ever | MyKCM

To read the full article, click here!

Thinking of Selling Your House in Bulverde | Spring Branch, TX? This is a Perfect Time!

It is common knowledge that a great number of homes sell during the spring buying season. For that reason, many homeowners hold offputting their homes on the market until then. The question is whether or not that is a good strategy this year.

The other listings that come out in the spring will represent increased competition to any seller. Do a greater number of homes actually come to the market during this season in comparison to the rest of the year? The National Association of Realtors (NAR) recently revealedthe months during which most people listed their homes for sale in 2018. This graphic shows the results:

Thinking of Selling Your House? This is a Perfect Time! | MyKCM

To read the rest, click here.

159 Eagle Crest, Spring Branch, TX, 78070 – Home for sale!

You are going to love the amazing views in this beautiful home located on a cul-de-sac in River Crossing in Spring Branch, TX. Step inside to an impressive entry with 20’ ceilings and beautiful stone floors. The first thing you will notice are the views from the spacious family with stone fireplace. A gourmet kitchen with a breakfast bar, island and stainless-steel appliances opens to the dining and family rooms. The game room off the kitchen has a wet bar with lots of windows and outside access. The downstairs master bedroom is private and has an attached spa-like bath with fabulous walk-in closet. Three bedrooms are upstairs with a private bath, a Jack and Jill bath and views. There’s also a very spacious loft and an attached gym or flex space. The expansive covered patio overlooks the magnificent views of the Texas Hill Country! Contact me today to schedule a tour of this wonderful home.

159 Eagle Crest, Spring Branch, TX, 78070 – Listing #1363803

How to Get a Better Perspective on Affordability in Bulverde | Spring Branch, TX

Headlines spotlight the fact that buying a home is less affordable today than it was at any other time in more than a decade. Those headlines are accurate.

Understandably, buying a home is more expensive now than immediately following one of the worst housing crashes in American history. Over the past decade, the market was flooded with distressed properties (foreclosures and short sales) selling at 10-50% discounts. There were so many that this lowered the prices of non-distressed homes in the same neighborhoods. As a result, mortgage rates were kept low to help the economy.

Prices have since recovered. Mortgage rates have increased as the economy has gained strength. This has impacted housing affordability. However, it’s necessary to give historical context to the subject of affordability.

To read the full article, click here.

One More Time… You Do Not Need 20% Down to Buy a Home in Bulverde | Spring Branch, TX

The largest obstacle renters face when planning to buy a home is saving for a down payment. This challenge is amplified by rising rents, which has eaten into the amount of money renters have leftover for savings each month after paying expenses.

In combination with higher rents, survey after survey has shown that non-homeowners (renters and those living rent-free with family or friends) believe they need to save upwards of 20% for their down payment!

According to the “Barriers to Accessing Homeownership”study commissioned in partnership between the Urban Institute, Down Payment Resource, and Freddie Mac,39% of non-homeownersand 30% of those who already own a home believe they need more than a 20% down payment.

The percentage of those who are aware of low down payment programs (those under 5%) is surprisingly low at 12% for non-homeowners and 13% for homeowners.

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Do You Know How Much Your Home in Bulverde | Spring Branch, TX Has Increased in Value?

Last year we saw headlines about a possible housing market bubble, and many wondered if Americans still felt confident about the value of their homes. Recently, the 2018 Houzz & Home Studyrevealed:

Homeowners with mortgages have seen their home equity more than double since 2011, increasing to a record-setting $8.3 trillion in 2017.”

The average homeowner gained $16,200 in home equity between Q2 2017 and Q2 2018 according to the latest release of CoreLogic’s Home Equity Report.

Since 2011 home values have increased significantly throughout the country, with prices rising by 5.1% in 2018 alone. When surveyed, homeowners revealed the top four reasons why they felt their homes had increased in value.

To see the full article, click here.