Bulverde/Spring Branch, TX Real Estate
Donna Clement
210-876-2146210-876-2146

Experts Predict a Strong Housing Market for the Rest of 2019 in Bulverde | Spring Branch, TX

We’re in the back half of the year, and with a decline in interest rates as well as home price and wage appreciation, many are wondering what the predictions are for the remainder of 2019.

Here’s what some of the experts have to say:

Ralph McLaughlin, Deputy Chief Economistfor CoreLogic

“We see the cooldown flattening or even reversing course in the coming months and expect the housing market to continue coming into balance. In the meantime, buyers are likely claiming some ground from what has been seller’s territory over the past few years. If mortgage rates stay low, wages continue to grow, and inventory picks up, we can expect the U.S. housing market to further stabilize throughout the remainder of the year.”

Lawrence Yun, Chief Economist at NAR

“We expect the second half of year will be notably better than the first half in terms of home sales, mainly because of lower mortgage rates.”

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155 Grayhawk, Spring Branch, TX 78070 – Home for Sale!

This stunning one-story home in River Crossing is situated on the 17th fairway of the prestigious River Crossing Golf Course. So many details to see in this custom built one-owner home including an open floor-plan, high ceilings, built-ins, and lots of bright light. You’ll love the gorgeous accordion glass doors that disappear and open the family room to a heated and cooled Florida room and resort style backyard. The gourmet kitchen has granite counters, stainless steel appliances, center island with veggie sink, gas cooktop with breakfast bar and opens to both the spacious family room and Florida room. There is a study with French doors and 2 secondary bedrooms with a Jack & Jill bath. The master suite is separate from the other bedrooms and includes a 2-sided fireplace and office with closet; it could be used as a 4thbedroom with a full bath that also serves as the pool bath. There’s an exercise room, oversized walk-in closet, coffee bar area and spa-like master bath all included in the Master Wing. The Florida room has a fireplace and windows with remote screens overlooking the gorgeous heated pool with spa. Outside you’ll enjoy the cabana with kitchen, built-in grill, TV and all just steps from the golf course and beautiful Texas Hill Country views. The yard has wrought iron fencing, there’s an attached oversize 2 car garage with plumbing and room for a golf cart plus a detached one bay garage with plumbing and AC. The exterior was painted in 2016, 3 new AC units were installed 2017, 85 lb. water heater in 2018. This beautiful home is well maintained and shows beautifully. Contact me for your private tour.

155 Grayhawk, Spring Branch, TX 78070 – MLS#1407423

5 Easy Steps to Avoid Overwhelm from Media Overload in Bulverde | Spring Branch, TX

When someone is thinking about buying or selling a home, they want to be well-informed. They want to make the right decision for themselves and their family. They scour the internet for any information they can find about the housing market.

Today, there is an abundance of information available. It is often conflicting news. It can easily lead to confusion and concern, perhaps even causing a potential buyer or seller to cancel their plans to move altogether. Instead, the best things to do are sit down and take a deep breath.

In a recent article, Jeff Davidson, a recognized speaker on the subject of productivity, explained:

“The pace at which new information arrives will accelerate every day…Too often, the reflex to take action only exacerbates your time-pressure problems. Do not bite off more than you can chew, and acknowledge that often, the wisest response to too much competition for your time and attention is to simply slow down to assess the best way to proceed.”

To that point, here is an easy five-step process to follow if all of this information seems overwhelming:

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Housing Supply Not Keeping Up with Population Increase in Bulverde | Spring Branch, TX

Many buyers are wondering where to find houses for sale in today’s market. It’s a true dilemma. We see an increase in buyer demand, but the supply available for purchase isn’t keeping up.

The number of new housing permits issued prior to the great recession increased for 15 years until 2005 (from 1.12 million in 1990 to a pre-recession peak of 2.16 million in 2005). According to Apartment List,

From 1990 to 2005, the number of single-family permits issued more than doubled, while the number of multi-family permits grew by 49 percent.

When the housing market crashed, the number of new homes permitted decreased to its lowest level in 2009 (see below):Housing Supply Not Keeping Up with Population Increase | MyKCMTo read the full article, click here.

The Benefits of Growing Equity in Your Home in Bulverde | Spring Branch, TX

Over the last couple of years, we’ve heard quite a bit about rising home prices. Today, expert projections still forecast continued growth, just at a slower pace. One of the often-overlooked benefits of rising home prices is the positive impact they have on home equity. Let’s break down three ways this is a win for homeowners.

1. Move-Up Opportunity

With the rise in prices, homeowners naturally experience an increase in home equity. According to the Homeowner Equity Insightsfrom CoreLogic,

“In the first quarter of 2019, the average homeowner gained approximately $6,400 in equity during the past year.”

This increase in profit means if homeowners decide to sell, they’ll be able to put their equity to work for them as they make plans to move up into their next home.

2. Gain in Seller’s Profit

ATTOM Data Solutionsrecently released their Q2 2019 Home Sales Report, indicating the seller’s profit jumped at one of the fastest rates since 2015. They said:

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How Much Do You Know About Down Payments in Bulverde | Spring Branch, TX?

Whether you’ve owned a home before, or you’re ready to jump into homeownership for the first time, there are always a lot of questions swirling around about what is truly required for a down payment, and how to best source down payment assistance. Let’s tackle these two today.

1. How much do you really need for a down payment?

There is a long-standing misconception about down payment requirements. A surveyfrom Fannie Maeshows only 17% of consumers know the minimum options are actually between 1 – 5% of the purchase price and 40% don’t know how much they need at all.How Much Do You Know About Down Payments? | MyKCM

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Appreciation Is Strong: It Might Be Time to Sell in Bulverde | Spring Branch, TX

There’s no doubt that today’s housing market is changing, and everything we see right now indicates it is time to sell. Here’s a look at why selling now is likely to drive the greatest return on your largest investment.

Home values have been appreciating for several years now, growing at a strong, steady, and impressive pace. In fact, the average annual appreciation rate since 2012 has nearly doubledthe average rate from the more normal market of the 1990s (think: pre-bubble).Appreciation Is Strong: It Might Be Time to Sell | MyKCM

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How to Increase Your Equity Over the Next 5 Years in Bulverde | Spring Branch, TX

Many of the questions currently surrounding the real estate industry focus on home prices and where they are heading. The most recent Home Price Expectation Survey (HPES) helps target these projected answers.

Here are the results from the Q2 2019 Survey:

  • Home values will appreciate by 4.1% in 2019
  • The average annual appreciation will be 3.2% over the next 5 years
  • The cumulative appreciation will be 16.8% by 2023
  • Even experts representing the most “bearish” quartile of the survey project a cumulative appreciation of over 6.7% by 2023

What does this mean for you?

A substantial portion of family wealth comes from home equity. As the value of a family’s home (an asset) increases, so does their equity.

Using the projections from the HPES, here is a look at the potential equity a family could earn over the next five years if they purchased a $250,000 home in January of 2019:

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3 Powerful Reasons to Buy a Home Now in Bulverde | Spring Branch, TX

Whether you are a first-time buyer or looking to move up to the home of your dreams, now is a great time to purchase a home. Here are three major reasons to buy today.

1. Affordability

Many people focus solely on price when talking about home affordability. Since home prices have appreciated throughout the past year, they assume homes are less affordable. However, affordability is determined by three components:

  • Price
  • Wages
  • Mortgage Interest Rate

Prices are up, but so are wages – and interest rates have recently dropped dramatically (see #2 below). As a result, the National Association of Realtors’(NAR) latest Affordability Indexreport revealed that homes are MORE affordable throughout the country today than they were a year ago.

“All four regions saw an increase in affordability from a year ago. The South had the biggest gain in affordability of 6.9%, followed by the West with a gain of 6.0%. The Midwest had an increase of 5.8%, followed by the Northeast with the smallest gain of 1.8%.”

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242 Alvins Way, Bulverde, TX 78163 – Home for Sale!

What an incredible Spanish-inspired property with an abundance of amenities! The main house is a beautiful one story with high ceilings, arches, Florida room and open floor-plan. Other very spacious rooms include 2 bedrooms with Jack and Jill bath, a private master suite with large walk-in closet and attached well-appointed master bath. The study and dining room have handsome wood floors and the kitchen sports stainless steel appliances, a gas cooktop, breakfast island and breakfast bar. The oversize family room overlooks the enclosed Florida room and a magnificent private courtyard. Detached are a 1500 square foot Casita and a 400 square foot gym and spa complete with steam room, sauna and separate shower. These two detached quarters have multiple uses and are all enclosed within the beautiful Spanish courtyard complete with relaxing waterfall. A 1.33 acre corner lot, 4 car garage, and separate work shop complete this one of a kind home in Bulverde, TX. Contact mefor your private tour!

242 Alvins Way, Bulverde, TX 78163 – MLS#1400738